Tag Archives: Investment

How Comprehensive Should Travel Insurance Be?

Posted on by

It is never fun to contemplate the possibility of anything going wrong while travelling. Most of us get swept up in the excitement, or distracted by all the planning details involved, so we barely give the ‘what ifs’ a second thought. However, with so many factors and variables involved in the experience of ‘going on holiday’ it is vital that the majority of them run smoothly. Unfortunately, the laws of probability may be against you, so it is best to fight back with comprehensive travel insurance.
Worst Case Scenarios

So, let’s just for a minute indulge all those nagging little voices in your head and contemplate all the things that could possibly go wrong. The basics come to mind first; what if my flight is cancelled or delayed? Beginning a trip on this very wrong footing can start an even worse domino effect. Flights, despite most airlines’ best efforts, are still a somewhat unreliable form of transportation. They are subject to both the whim of Mother Nature and the human ability to accurately adhere to a tight schedule, neither of which have a typically strong or steady track record. It is best to think about comprehensive travel insurance as the voice of a reassuring granny, offering sage advice and telling you not to worry, go and have a good time. At its most basic, travel insurance will cover the expense of flight delays, cancellations and general transportation related shenanigans that you might encounter.

The other common concerns that most people have about travel include problems with accommodation, lost luggage, and/or personal injury or sickness. Depending on your destination, some of these concerns are more warranted than others. Prior to any trip abroad it is best to peruse the FCO’s (The Foreign and Commonwealth Office) website for any travel advisories pertaining to health and safety, including any recommending travel inoculations. Again, comprehensive travel insurance is your safety net in the event that you do become sick or injured while abroad. The expenses that can potentially be incurred abroad from a trip to A&E vary highly from country to country. Regardless, the last thing you want to be worried about at the time is an astronomic hospital bill to take home as a souvenir.

More Means Less

The more ‘comprehensive’ your travel insurance is, the less you have to worry about. Even the most talented worry-wort cannot possibly fret over every possible problem or disaster that could occur while travelling. Most of us cannot anticipate the random falling-coconut related concussions, or the complete lack of snow while on a ski trip, which are both true insurance claims that have been covered in the past. Comprehensive travel insurance’s job is to take both the headache and the worry out of the process of travelling.

Think Positive!

In the end, the best form of comprehensive travel insurance that you can purchase is the kind that you never use, and then wonder ‘was it really worth the money’? The answer is ‘yes’, it is really is worth the money, and it is always best not to tempt fate. Fate loves a good challenge and rarely fails to deliver. So take your granny’s wise advice and get the most travel insurance you can. Then you can truly go and have a good time and not worry about a thing!

Author Plate

Patrick Chong is the Managing Director of InsureMore, an award-winning team of specialists in annual, family, single trip and all other kinds of comprehensive travel insurance. Besides offering great deals on travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holidays.

Keep Up-to-Date with Cutting-Edge Wearables

Posted on by

Technology changes so fast these days that it’s easy to feel left behind, even when your gadgets are only two or three years old. Travel is one area in which having the latest tech can be super useful, allowing adventurous travellers to completely transform their holiday experience. Whether you are keeping fit in Bangkok or getting some sleep in Mexico City, there are wearable gadgets for every situation.
Wearables – The Tech of the Future

Smartphones have had the rule of the roost for some time now, but have they got a new challenger in wearables? Just as it is unimaginable now to go travelling without a smartphone, there are plenty of wearable gadgets out there that may soon be essential for all travellers.

Nosie Control

Travelling isn’t all quiet beaches and tranquil old churches. Sometimes – whether you are sat behind a baby on a long-haul flight, or simply need a few hours kip in a busy city – you just need a bit of peace and quiet. That’s where noise-cancelling earphones come in. QuietOn headphones are at the cutting edge of the market and cancel out distracting noises for complete silence. If you also want a built-in microphone so you can get directions straight from your phone, try the InspEar Active earplugs. These earplugs also translate, perfect for travellers who appreciate some help with languages.

Fitness

It’s hard to keep track of your fitness while on holiday, even if you are hiking, biking and generally being active. Wearable fitness devices such the Fitbit are a clever way to track your steps and other fitness information. With a Fitbit you can set yourself goals every day to make sure you return from your travels even fitter than when you left.

Smartwatch

Smartwatches may have started out as a bit of a gimmick but as the technology has developed they have become increasingly functional. The best bit about a smart watch is how they enable you to move easily around foreign cities without having to get out your expensive smartphone and risk it being snatched from your grasp. The Apple and Android smartwatches will even buzz you in the right direction so there is no need to look down at the watch as you are enjoying new places.

Envirotrackers

In heavily polluted cities across the world it can be difficult to enjoy the sites without worrying that what you are breathing is not all that good for you. The latest wearable tech such the Clausette’s Wair scarf will monitor the air you breathe as well as UV levels, pollen and more. The most advanced models will even filter the air for you.

Whether your tech is wearable or not, it’s always wise to invest in gadget travel insurance to protect your new devices. Nothing can disrupt a holiday like a damaged or lost gadget. Travel insurance on its own will likely not cover all of your tech, so it’s worth picking up some gadget travel insurance that covers multiple items. It will only cost you a few pounds and could save you hundreds.

Author Plate

Ethan Bailey is an experienced adventure traveller and insurance expert with the team at Let’s Go Insure. Ethan’s passion is to inspire his clients to go just that little bit further, deeper and higher on their travels and his expertise in providing the ideal insurance cover allows them to do just that. If you’re looking for the best gadget travel insurance Let’s Go works with the most experienced underwriters, intermediaries and insurers to offer a range of competitive insurance without compromising on cover.