How Comprehensive Should Travel Insurance Be?

It is never fun to contemplate the possibility of anything going wrong while travelling. Most of us get swept up in the excitement, or distracted by all the planning details involved, so we barely give the ‘what ifs’ a second thought. However, with so many factors and variables involved in the experience of ‘going on holiday’ it is vital that the majority of them run smoothly. Unfortunately, the laws of probability may be against you, so it is best to fight back with comprehensive travel insurance.
Worst Case Scenarios

So, let’s just for a minute indulge all those nagging little voices in your head and contemplate all the things that could possibly go wrong. The basics come to mind first; what if my flight is cancelled or delayed? Beginning a trip on this very wrong footing can start an even worse domino effect. Flights, despite most airlines’ best efforts, are still a somewhat unreliable form of transportation. They are subject to both the whim of Mother Nature and the human ability to accurately adhere to a tight schedule, neither of which have a typically strong or steady track record. It is best to think about comprehensive travel insurance as the voice of a reassuring granny, offering sage advice and telling you not to worry, go and have a good time. At its most basic, travel insurance will cover the expense of flight delays, cancellations and general transportation related shenanigans that you might encounter.

The other common concerns that most people have about travel include problems with accommodation, lost luggage, and/or personal injury or sickness. Depending on your destination, some of these concerns are more warranted than others. Prior to any trip abroad it is best to peruse the FCO’s (The Foreign and Commonwealth Office) website for any travel advisories pertaining to health and safety, including any recommending travel inoculations. Again, comprehensive travel insurance is your safety net in the event that you do become sick or injured while abroad. The expenses that can potentially be incurred abroad from a trip to A&E vary highly from country to country. Regardless, the last thing you want to be worried about at the time is an astronomic hospital bill to take home as a souvenir.

More Means Less

The more ‘comprehensive’ your travel insurance is, the less you have to worry about. Even the most talented worry-wort cannot possibly fret over every possible problem or disaster that could occur while travelling. Most of us cannot anticipate the random falling-coconut related concussions, or the complete lack of snow while on a ski trip, which are both true insurance claims that have been covered in the past. Comprehensive travel insurance’s job is to take both the headache and the worry out of the process of travelling.

Think Positive!

In the end, the best form of comprehensive travel insurance that you can purchase is the kind that you never use, and then wonder ‘was it really worth the money’? The answer is ‘yes’, it is really is worth the money, and it is always best not to tempt fate. Fate loves a good challenge and rarely fails to deliver. So take your granny’s wise advice and get the most travel insurance you can. Then you can truly go and have a good time and not worry about a thing!

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Patrick Chong is the Managing Director of InsureMore, an award-winning team of specialists in annual, family, single trip and all other kinds of comprehensive travel insurance. Besides offering great deals on travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holidays.

Keep Up-to-Date with Cutting-Edge Wearables

Technology changes so fast these days that it’s easy to feel left behind, even when your gadgets are only two or three years old. Travel is one area in which having the latest tech can be super useful, allowing adventurous travellers to completely transform their holiday experience. Whether you are keeping fit in Bangkok or getting some sleep in Mexico City, there are wearable gadgets for every situation.
Wearables – The Tech of the Future

Smartphones have had the rule of the roost for some time now, but have they got a new challenger in wearables? Just as it is unimaginable now to go travelling without a smartphone, there are plenty of wearable gadgets out there that may soon be essential for all travellers.

Nosie Control

Travelling isn’t all quiet beaches and tranquil old churches. Sometimes – whether you are sat behind a baby on a long-haul flight, or simply need a few hours kip in a busy city – you just need a bit of peace and quiet. That’s where noise-cancelling earphones come in. QuietOn headphones are at the cutting edge of the market and cancel out distracting noises for complete silence. If you also want a built-in microphone so you can get directions straight from your phone, try the InspEar Active earplugs. These earplugs also translate, perfect for travellers who appreciate some help with languages.

Fitness

It’s hard to keep track of your fitness while on holiday, even if you are hiking, biking and generally being active. Wearable fitness devices such the Fitbit are a clever way to track your steps and other fitness information. With a Fitbit you can set yourself goals every day to make sure you return from your travels even fitter than when you left.

Smartwatch

Smartwatches may have started out as a bit of a gimmick but as the technology has developed they have become increasingly functional. The best bit about a smart watch is how they enable you to move easily around foreign cities without having to get out your expensive smartphone and risk it being snatched from your grasp. The Apple and Android smartwatches will even buzz you in the right direction so there is no need to look down at the watch as you are enjoying new places.

Envirotrackers

In heavily polluted cities across the world it can be difficult to enjoy the sites without worrying that what you are breathing is not all that good for you. The latest wearable tech such the Clausette’s Wair scarf will monitor the air you breathe as well as UV levels, pollen and more. The most advanced models will even filter the air for you.

Whether your tech is wearable or not, it’s always wise to invest in gadget travel insurance to protect your new devices. Nothing can disrupt a holiday like a damaged or lost gadget. Travel insurance on its own will likely not cover all of your tech, so it’s worth picking up some gadget travel insurance that covers multiple items. It will only cost you a few pounds and could save you hundreds.

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Ethan Bailey is an experienced adventure traveller and insurance expert with the team at Let’s Go Insure. Ethan’s passion is to inspire his clients to go just that little bit further, deeper and higher on their travels and his expertise in providing the ideal insurance cover allows them to do just that. If you’re looking for the best gadget travel insurance Let’s Go works with the most experienced underwriters, intermediaries and insurers to offer a range of competitive insurance without compromising on cover.

Ghost Tourism: All the Thrills Without the Risk!

A new trend is growing amongst thrill-seeking travellers: ghost tourism. Here’s what it is and where you should go to experience a touch of the supernatural whilst on holiday.
What is Ghost Tourism?

The idea is simple. Ghost tourism refers to holidays that involve learning about apparitions and hauntings. It also includes trips that involve encounters with spectres. An example might be staying in a haunted hotel or going on a late-night ghost walk around a spooky town.

This type of tourism actually has a rich history. People have visited Scotland, for example, for years in hopes of encountering the paranormal. Though most tourists these days don’t expect to see any spectral figures, they are interested in the history of hauntings.

If you like getting goose bumps and the creepy feeling that someone is standing behind you, this might be the travel trend for you.

Supernatural Spots: Where to Go to Get a Thrill

Here are some of the best places to start if you want to get your blood pumping and maybe, just maybe, give yourself a few nightmares.

• Salem Witch Walk – Salem is famous for its witch trials and this mystical walk features an unusual witchcraft ceremony.

• The Most Haunted Castle in Europe – It is Denmark’s Dragsholm Slot that has earned this title. Legend has it that Mary, Queen of Scots’ husband died a painful death in the dungeons.

• Ghost Towns – Deserted towns, with their unmistakably mournful atmosphere, have long been popular with tourists. Some of the best are Kayakoy in Turkey, Oradour-sur-Glane in France and St Elmo in Colorado.

• Wall Street Walk – Discover Wall Street’s history from a different angle. Learn about Alexander Hamilton, the Wall Street Crash and the spirits left behind.

• Sweet Dreams – Haunted hotels are big business. Stay in the Stanley Hotel in Colorado (it inspired The Shining). Or, if you have a real taste for the macabre, you can spend the night in the home of the infamous Lizzie Borden.

You don’t have to devote your entire holiday to searching for ghouls but including one of these places as a day (or night) trip can add an extra frisson of excitement to your trip. What’s more, it is an interesting way to experience a different side to a country’s culture than is seen in museums or art galleries.

Boo-fore You Go

You’ll soon realise that ghost hunting is truly addictive – one trip just won’t be enough. Before you head off, take out an annual multi-trip travel insurance policy. That way no matter how many trips you take a year you are covered for accidents, theft of your valuables or other mishaps. Ideally all travel would be risk-free; however annual multi-trip travel insurance makes sure you won’t lose out in the unlikely event that something does go wrong. (Disclaimer: No insurance can help you if a sneaky poltergeist steals your stuff, so make sure keep your eyes open while ghost hunting!)

Author Plate

Ethan Bailey is an experienced adventure traveller and insurance expert with the team at Let’s Go Insure. Ethan’s passion is to inspire his clients to go just that little bit further, deeper and higher on their travels and his expertise in providing the ideal insurance cover allows them to do just that. If you’re looking for the best annual multi-trip travel insurance Let’s Go works with the most experienced underwriters, intermediaries and insurers to offer a range of competitive insurance without compromising on cover.

Here’s How To Avoid The 3 Most Common Affiliate Mistakes

Affiliate marketing is one of the most effective and powerful ways of earning some money online. This program gives everybody a chance to make a profit through the Internet. Since these affiliate marketing programs are easy to join, implement and pays a commission on a regular basis, more an more people are now willing in this business.
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However, like all businesses, there are lots of pitfalls in the affiliate marketing business. Committing some of the most common mistakes will cost the marketers a large portion taken from the profit they are making everyday. That is why it is better to avoid them than be regretful in the end.

Mistake number 1: Choosing the wrong affiliate.

Many people want to earn from affiliate marketing as fast as possible. In their rush to be part of one, they tend to choose a bandwagon product. This is the kind of products that the program thinks is ?hot?. They choose the product that is in demand without actually considering if the product appeals to them. This is not a very wise move obviously.

Instead of jumping on the bandwagon, try top choose a product in which you are truly interested in. For any endeavor to succeed, you should take some time to plan and figure out your actions.

Pick a product that appeals to you. Then do some research about that product to see if they are in demand. Promoting a product you are more passionate about is easier than promoting one for the sake of the earnings only.

Mistake number 2: Joining too many affiliate programs.

Since affiliate programs are very easy to join, you might be tempted to join multiples of affiliate programs to try and maximize the earnings you will be getting. Besides you may think that there is nothing wrong and nothing to lose by being part of many affiliate programs.

True, that is a great way to have multiple sources of income. However, joining multiple programs and attempting to promote them all at the same time will prevent you from concentrating on each one of them.

The result? The maximum potential of your affiliate program is not realized and the income generated will not exactly be as huge as you were thinking initially it would. The best way to get excellent result is by joining just one program that pays a 40% commission at least. Then give it your best effort by promoting your products enthusiastically. As soon as you see that it is already making a reasonable profit, then maybe you can now join another affiliate program.

The technique is to do it slowly but surely. There is really no need to rush into things, especially with affiliate marketing. With the way things are going, the future is looking real bright and it seems affiliate marketing will be staying for a long time too.

Mistake number 3: Not buying the product or using the service.

As an affiliate, you main purpose is to effectively and convincingly promote a product or service and to find customers. For you to achieve this purpose, you must be able to relay to the customers that certain product and service. It is therefore difficult for you to do this when you yourself have not tried these things out. Thus, you will fail to promote and recommend them convincingly. You will also fail to create a desire in your customers to avail any of what you are offering.

Try the product or service personally first before you sign up as an affiliate to see if it is really delivering what it promises. If you have done so, then you are one of the credible and living testaments aware of its advantages and disadvantages. Your customers will then feel the sincerity and truthfulness in you and this will trigger them to try them out for themselves.

Many affiliate marketers makes these mistakes and are paying dearly for their actions. To not fall into the same situation they have been in, try to do everything to avoid making the same mistakes.

Time is the key. Take the time to analyze your marketing strategy and check if youa re in the right track. If done properly, you will be able to maximize your affiliate marketing program and earn higher profits.